structured business loans for SMEs

4Syte Secured Finance offers secured term loans against residential or commercial properties to all businesses in any sector – whether it is an established business or a new start-up. We provide facilities from £26,000 to £500,000, with fast credit decisions based on the strength and story of your customers.

A term loan is a fixed interest and capital repaid facility allowing clients to manage their cashflow which is key. Term loans can be considered from 12 months to 7 years and we can offer structured staged repayments in line with the client’s affordability and forecasts.

4Syte Secured Finance offers interest-only loans backed by residential or commercial properties to SMEs in all sectors, established businesses and start-ups alike. We provide facilities from £26,000 up to £500,000, with fast credit decisions based on the strength and story of your customers. We offer interest-only loans for up to 2 years at a maximum.

An Interest-Only loan is well suited to start-up businesses and established companies alike, where the client is looking for minimum monthly repayments and has an exit strategy for the end of the facility. Our interest only loans contain a bullet payment at the end of the agreed term to be settled, and this can be done via various methods including the sale of an asset, from the clients business funds, re-financed by another lender or even re-financed in-house at 4Syte Secured Finance onto one of our flexible term loans.

4Syte Secured Finance offers bridging loans backed by residential or commercial properties to all businesses in any sector, established and start-ups alike. We provide facilities from £26,000 up to £500,000, with fast credit decisions based on the strength and story of your customers.

A bridging loan is a short-term facility from 1 month to 12 months maximum. There are no monthly repayments with a simple agreed bullet payment at the end for the capital borrowed and interest. These facilities are well suited to bridge any funding gap where there is a clear exit strategy such as the sale of an asset, from the clients business funds, re-financed by another lender or even re-financed in-house at 4Syte Secured Finance onto one of our flexible term loans. Typically bridging loans are used to give a client time and breathing space to source a longer-term finance arrangement for their business.