A Rapid Response, with a Human Touch

4Syte Featured in Business Money Magazine – January/February 2026 Edition

We’re proud to be featured on the cover and across four pages in the Business Money Magazine January/February 2026 Edition. This edition brings together key updates, insights, and milestones from our team and the wider 4Syte Group.

You can read the full spread in our online E-Zine by clicking the image below.

4Syte Business Money Magazine January 2026

Inside the 4Syte Feature – Business Money Magazine January/February 2026

10 Years of 4Syte

By Nick Sellars (Group Managing Director) & Paul Barker (Managing Director, 4Syte Funding)

This article reflects on a decade of growth, lessons learned, and the people who shaped the business.

Key takeaways:

• Growth was built on steady, controlled decisions.
• Strong client relationships drove business and long-term partnerships.
• Acquisitions worked because they added quality, not just volume.
• Culture mattered from day one — hire well, train well, stay accountable.
• One of the proudest achievement is the team that has grown with the business.

You see a 10-year milestone.

We see years of discipline, service, and consistent delivery.

The Future of 4Syte

By Byron Lawless (Director)

This article outlines where growth will come from and how 4Syte plans to stay relevant in a changing SME market.

Key takeaways:

• Demand for working capital is rising as banks pull back.
• Expanding product range creates more ways to support SMEs.
• Technology will improve speed, risk insight, and client experience.
• Consolidation in the market opens doors for acquisitions.
• Growth will not replace relationships — it will strengthen them.

The goal is simple.

Scale the business without losing the human approach.

What Does Service Mean

This section explains how service is built into the culture:

Key takeaways:

• Good teams deliver good service.
• Hiring focuses on attitude, responsibility, and teamwork.
• Clients can speak to real people when they need support.
• Technology supports service — it does not replace it.
• “Rapid response, human touch” is a daily standard.

Ask yourself:

When funding matters, do you want a portal — or a person?

Accelerating the Growth of Secured Finance

This section highlights the expansion of the secured lending division and its commercial focus.

Key takeaways:

• The SME loan book is targeting £50m and beyond.
• A dedicated commercial leadership team drives growth.
• Lending incentives attract new borrowers and reward loyalty.
• Product diversification gives clients more choice.
• Improvements to internal systems to speed up completions.

The focus is clear.

Support more SMEs with structured, tailored secured lending.

Last Year in Review

This section captures awards, funding milestones, and strategic partnerships.

Key takeaways:

• Multiple national awards recognised performance and trust.
• A £100m funding facility strengthened lending capacity.
• Portfolio acquisitions expanded invoice finance capability.
• New secured lending facilities backed long-term growth plans.
• Client feedback confirmed smooth transitions and strong service.

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