We’re proud to be featured on the cover and across four pages in the Business Money Magazine April 2019 Edition. This edition brings together key updates, insights, and milestones from our team and the wider 4Syte Group.
You can read the full spread below in our online e-zine:
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A Rapid Response, with a Human Touch
Balder Capital
- 4Syte’s strategic advisory partner
- Specialises in capital raising, deal structuring, and financial modelling
- Supports clients and the wider 4Syte Group with strategic guidance and funding access
4Syte Funding
- Core invoice finance services including full-service factoring
- Fast turnaround, clear credit-backed decisions
- Hands-on team with direct contact and tailored support
4Syte Construction
- Specialist support for the construction sector
- Helps unlock cash tied up in contracts and staged invoices
- Fast decisions and direct access to decision makers
4Syte Trade
- Funds the full trade cycle (UK only)
- Based on verified purchase orders
- Offered exclusively to clients using a 4Syte invoice finance facility
- Helps businesses handle import costs and supplier demands
4Syte Structured Finance
- Offers term loans, bridging, and interest-only loans
- Secured on residential or commercial property
- Flexible settlement options and bespoke structures
- Available to both new and established SMEs
What we want to achieve by having this range of products for SMEs
- SMEs need better support: Traditional lenders often fall short. 4Syte focuses on fast, human-led service built around real understanding of business cashflow needs.
- Invoice finance came first: 4Syte started with full-service invoice finance—quick, flexible, and accessible funding for everyday working capital gaps.
- Then came construction finance: Aimed at businesses in the construction sector, offering funding against contracts, staged invoices, and industry-specific needs.
- Trade finance followed: Introduced to help clients access working capital for trade orders—used alongside invoice finance to manage supply chain costs.
- Structured finance launched in 2019: Provides secured loans on residential or commercial property, supporting long-term growth and funding requirements.
- Now four core pillars: Each designed to deliver practical, fast finance to SMEs—with a strong focus on human support, not just systems.
Meet Our Management Team
This edition also includes an overview of our leadership team—putting faces to the names behind the service.
The Four Pillars of 4Syte
- Launched in 2016 by Magnus Gundersen and Nick Sellars with the aim of building a dynamic, people-focused finance business for SMEs
- Started with invoice finance as a practical solution for working capital needs
- Name ‘4Syte’ was chosen to reflect forward-thinking and preparation—plus, it helped them appear early alphabetically
Vision and Approach
- Focus on offering structured, flexible finance for owner-managed SMEs
- Emphasis on personal relationships, fast service, and decision-making by real people
- Now built on four pillars: Invoice Finance, Construction Finance, Trade Finance, and Secured Lending
Client Base and Coverage
- Typical clients are owner-managed SMEs
- Funding ranges from £26,000 to £1.5 million
- Offices in Chelmsford, London, and Leeds to provide national coverage
What Sets 4Syte Apart
- Offers all services under one roof to reduce friction for clients
- Values transparency, accessibility, and adaptability—especially during economic shifts
- Growth driven by strong team culture, client-first mindset, and proactive leadership
Want to find out more? Explore the 4Syte Sponsored Business Money Magazine April 2019 edition or reach out to the team, we’re always happy to talk.
