We’re proud to be featured in the Business Money Magazine December 2019 Edition. This edition shares key stories, insights, and updates from across the 4Syte Group.
You can read the full spread below in our online e-zine:
Inside the 4Syte Feature – Business Money Magazine December 2019
The 4Syte Christmas Tree
1. 4Syte Funding (Invoice Finance)
- Services: Selective Factoring, CHOCs, Full-Service Factoring, Disclosed Invoice Discounting
- Benefits: Quick response, fast decisions, hands-on service, experienced professionals
- Decisions based on debt/sales ledger
2. 4Syte Construction
- Specialises in: SMEs in construction and contractual sectors
- Services: Invoice Finance, Project Funding, Full-Service Factoring
- Extras: Funds against contracts, framework agreements, and staged invoices
- Direct access to decision-makers
3. 4Syte Trade
- Provides: Full trade cycle funding (UK only)
- Must be paired with a 4Syte invoice finance facility
- Based on verified purchase orders
- Includes Purchase Finance
4. 4Syte Structured Finance
- Offers: Term Loans, Bridging Loans, Interest-Only Loans
- Secured against residential or commercial property
- Flexible terms and bespoke solutions
- Available to both established businesses and start-ups
The Four Pillars of 4Syte – At a Glance
Pillar Overview:
- 4Syte combines Invoice Finance, Construction Finance, Trade Finance, and Structured Lending
- Each service complements the others, giving clients tailored options under one group
- Over 100+ clients supported across all pillars
Key Differences:
- 4Syte Funding vs. Construction: Both offer invoice finance, but Construction specialises in contractual sectors like building and project-based businesses
- 4Syte Trade: Only available alongside invoice finance—funds full trade cycles based on verified purchase orders
- Structured Finance: Offers loans secured on property—bridging gaps other lenders may not cover
Client Focus:
- Designed for SMEs needing fast, personal support with flexible funding
- Aims to simplify access by offering a full suite under one roof
Team & Growth:
- Rapid expansion since launch, now with multiple business lines and a growing team
- Built on a culture of responsiveness and open communication
- Group backed by Balder Capital, co-founded by Magnus Gundersen
Outlook:
- 4Syte’s focus is on doing the basics well and scaling sustainably
- Belief in maintaining a “human touch” through hands-on service, even as the group grows
The 4Syte DNA
2016–2017: Foundation and Launch
- 4Syte Ltd was founded by Magnus Gundersen and Nick Sellars in April 2016
- The first division—4Syte Funding—launched shortly after, focused on invoice finance
- By June 2017, 4Syte Construction was added to serve SMEs in the construction sector
2017–2018: Expansion Begins
- In August 2017, the team moved into larger London offices on Chancery Lane
- 4Syte Trade launched in August 2018 to support the full trade cycle
- March 2018 saw a second office open on Ropemaker Street, London
2018–2019: Regional Growth
- In September 2018, 4Syte opened a regional office in Warrington to support Northern brokers and clients
- December 2018: client base grew significantly, and a new office was opened in Cirencester
- January 2019: 4Syte Structured Finance was launched to provide property-secured business loans
Meet the Management Team
This edition also includes an overview of our leadership team—putting faces to the names behind the service.
Want to find out more? Explore the 4Syte Sponsored Business Money Magazine December 2019 edition or reach out to the team, we’re always happy to talk.
