A Rapid Response, with a Human Touch

Business Money Article – December/January 2023

We’re proud to be featured on the cover and across four pages in the Business Money Magazine December/January 2023 Edition. This edition includes stories, insights, and updates from across the 4Syte Group.

You can read the full spread below in our online e-zine:

Business Money Article – December/January 2023

 

Inside the 4Syte Feature – Business Money Magazine December/January 2023

 

The 4Syte News – 2022 – A year to be proud of

The 2022 edition of The 4Syte News reflects a year of strong growth, key partnerships, and industry recognition for the 4Syte Group.

Awards:

  • Named SME Financing Company of the Year 2022 (Greater London Enterprise Awards)
  • Won Most Client-Focused SME Finance Provider 2022 (UK Enterprise Awards)

Growth:

  • Secured a back-to-back ABL facility with NatWest to support expansion
  • Launched 4Syte ABL Ltd to strengthen and broaden our product range

Industry Engagement:

  • Joined the NACFB as a Patron Lender, reinforcing broker relationships
  • Sponsored the Legends of Industry Awards, supporting Variety, the Children’s Charity

Client Focus:

  • Exhibited for the first time at the Commercial Finance Expo at the NEC
  • Continued to deliver personal service through our “Human Touch” approach

 

Effects of the Economy on SMEs

General Outlook:

  • Current conditions are difficult for SMEs due to rapid political and economic shifts
  • Private enterprise remains one of the few drivers of real economic growth and stability

Key Concerns:

  • Political instability and lack of long-term vision have made planning harder for businesses
  • Past support measures during COVID may have dulled the drive to return to work and restart growth
  • Sharp increases in Corporation Tax and NI have added to SME financial pressures
  • Government decisions often lack clarity or explanation, increasing uncertainty

Business Sentiment:

  • Despite challenges, entrepreneurs continue to drive progress, employment, and innovation
  • Red tape, rising costs, and poor incentives risk stalling recovery

Questions Raised:

  • Will high taxes impact investment and future competitiveness?
  • Are we doing enough to protect the backbone of the economy—SMEs?

Final Thought:

  • The future will depend on whether the UK can provide stability, clarity, and a pro-growth agenda

 

The Current Economic Climate

In this Q&A, Group Chairman Magnus Gundersen shares his view on the state of the UK economy and how it’s affecting SMEs:

  • The UK economy is under pressure, but SMEs continue to show resilience
  • Rising costs and cautious spending are slowing growth, though some optimism remains
  • Political leadership has lacked stability and long-term thinking
  • SMEs need less red tape, clearer policy, and more practical support
  • Innovation is happening, but many SMEs are unsure how to engage with it
  • With the right backing, SMEs can drive recovery—but they need space and support to do it

 

Meet Our Management Team

This edition also includes an overview of our leadership team—putting faces to the names behind the service.

 

Want to find out more? Explore the 4Syte Sponsored Business Money Magazine December/January 2023 Edition or reach out to the team, we’re always happy to talk.

Download Indicative Criteria

Become an Introducer

    A Guide to Invoice Finance

    Everything you need to know about Invoice Finance in one handy guide.




      Download Indicative Criteria Form

      Summary Criteria for 4Syte Funding.




        A Guide to Construction Finance

        Everything you need to know about Construction Finance in one handy guide.




          Download Indicative Criteria Form

          Summary Criteria for 4Syte Construction Finance.




            Download Indicative Criteria Sheet

            Summary Criteria for 4Syte ABL.




              Download Indicative Criteria Form

              Summary Criteria for 4Syte Trade Finance.




                Download Indicative Criteria Form

                Summary Criteria for 4Syte Structured Finance.




                  Customer Proposal Form

                  Take Your First Step Today