We’re proud to be featured across four pages in the Business Money Magazine March/April 2021 Edition. This edition shares stories, insights, and milestones from across the 4Syte Group.
You can read the full spread below in our online e-zine:
March/April 2021 Edition – Business Money 4Syte
Inside the 4Syte Feature – Business Money Magazine March/April 2021
The ‘Go-To’ Place for UK SME Finance
4Syte offers a full range of working capital solutions through four specialist teams:
1. Invoice Finance (4Syte Funding)
- Full-Service Factoring, CHOCs, and Invoice Discounting
- Fast decisions based on sales ledger/debt
- Available to all businesses, including those in restructuring
- Includes full credit management and insolvency protection
2. Construction Finance (4Syte Construction)
- Tailored invoice finance for construction and contractual businesses
- Supports contracts, framework agreements, and staged payments
- Focused on funding against contractual portfolios with clear credit decisions
3. Trade Finance (4Syte Trade)
- Funds the full trade cycle, including UK and import transactions
- Pairs with invoice finance for full cycle coverage
- Based on verified purchase orders and proof of delivery
4. Structured Finance (4Syte Structured Finance)
- Secured lending on residential and commercial property
- Term loans, bridging loans, and interest-only options
- Available to both established SMEs and new start-ups
- Offers flexible LTVs and multiple product structures
We strive to be different from the stereotypical financier
A Q&A with Nick Sellars (Group Managing Director)
Responding to Lockdown:
- Acted quickly: reorganised staff, improved communication, and stayed close to clients
- Focused on calm, practical support rather than panic
- Technology and real conversations played a key role
Client Impact:
- Many clients hit hard—especially those with retail exposure or halted projects
- 4Syte stayed hands-on, offering flexible funding and honest advice
- Emphasis on keeping communication open and consistent
Adaptability Across Products:
- 4Syte Structured Finance stayed active, even as demand shifted
- 4Syte Construction remained stable but cautious due to project delays
- 4Syte Trade worked through supply issues by focusing on verified purchase orders
Lessons from 2020:
- Stay calm, adapt fast, and be open to change
- Success comes from structure, communication, and the right team culture
Looking Ahead:
- 4Syte plans to continue growing with confidence in 2021
- Focus remains on practical lending, strong relationships, and backing SMEs with a human approach
Meet the Management Team
This edition also includes an overview of our leadership team—putting faces to the names behind the service.
Want to find out more? Explore the 4Syte Sponsored March/April 2021 Edition or reach out to the team, we’re always happy to talk.
